SIP Calculator - Mutual Fund SIP Returns Calculator
See how your small monthly investments grow over time with compounding. Estimate future value of Mutual Fund SIPs.
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Enter your monthly investment amount to see projections.
Financial calculations are estimates provided for planning purposes only and do not constitute financial advice. Actual results may vary based on market conditions, tax laws, and other factors. Please consult with a qualified financial advisor before making any investment decisions.
Unlock the Power of Compounding
A Systematic Investment Plan (SIP) allows you to invest small amounts regularly (weekly, monthly, or quarterly) into a mutual fund. It enforces financial discipline and helps you average out the cost of purchase (Rupee Cost Averaging).
The true magic of SIP is compounding—earning returns on your returns. The longer you stay invested, the more your money grows.
Real World Example
Imagine investing ₹500 per month for 20 years at an expected return of 10% per annum.
Frequently Asked Questions
What is a good return rate to expect?
For Equity Mutual Funds, a long-term average of 10-12% is often used for estimates. Debt funds typically yield 6-8%. However, market returns are never guaranteed.
Can I withdraw my money anytime?
Most open-ended mutual funds are liquid, meaning you can withdraw anytime. However, some (like ELSS) have a lock-in period. Exit loads (penalties) may apply if withdrawn too early (usually within 1 year).
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